Are your basic savings enough to last a lifetime? How to achieve financial independence?
Everyone has to plan their budget and save at different stages of their lives. Savings can be used for rainy days, tiding through times of illness, getting married, or even for the bigger things in life like tending to our children's education needs, buying a new home, starting a business, and retirement.
The first step towards a sound financial future besides good health begins with planning ahead.
Careful planning can turn smallest sums of money into huge fortune. When you make that first step towards planning your future, you will be completely amazed at how much you stand to gain and what you had missed out on... Rest assured.. it's never too late!
Go ahead. Put your money to work and discover how you can achieve financial independence. How? Unit trust offer opportunities to help materialize your financial dreams.
The Purpose Of Financial Planning
Counter Inflation
Today, 3 meals will cost someone RM20 a day, but in 20 years' time, with current inflation rate of 6% a year in urban areas, those same 3 meals can cost up to RM64.
Ensure Adequate Income In Times Of Need
The unexpected can happen at anytime. Our jobs, families, and even physical health can present us with problems that we are not financially prepared for. This is when we will need to rely on our savings.
Improve Present & Future Lifestyles
Maintain a comfortable lifestyle well into the future.
Retirement
In recent EPF finding, it is reported that 60% of those who withdrew all their contributions at 55 spent all of it within 3 years, leaving them destitute. With the life expectancy of men being 71, and women being 76, the average man now can through the last 16 years of his life without income.
But what can we do to avoid such fate? The solution is simple. Start saving early. It is possible to plan our lifestyles in such a way where we can have what we want and still strengthen the bank account. From daily efforts like cutting back on our expenditure, paying attention to our unneccesary splurging, and invest wisely, we can plan our financial futures.
What Is Unit Trust?
* An investment scheme that pools money from many investors who share the same financial objectives.
* Presenting you the opportunity to invest with minimum of RM1,000 to assume to power of millions of ringgit.
* Professional fund managers to invest your hard earned money.
* Advantage of enjoying the benefits of large and diverse portfolio.
Solid Reasons To Invest In Unit Trust
Professional Investment Services
You have full-time professional award winning fund managers to manage your investments for you. Investment decisions are backed by extensive research, market analysis and vigilant monitoring of the economic and market environments.
Diversification Opportunities
By investing in unit trust funds, you have the opportunity to spread your money over a diversified portfolio of assets which otherwise may not be possible on your own.
Affordable
As the minimum initial investment amount in most unit trusts is relatively low, they are affordable as compared to direct investment in securities.
Spread Of Risks
Risks are spread over a wide variety of securities in different sectors. As a result, the risks are reduced.
Liquidity
Flexibility for investor to withdraw at any time and receive payment within 10 calendar days.
About Public Mutual
* A wholly-owned subsidiary of Public Bank.
* No. 1 unit trust company in Malaysia.
* Currently manages more than 60 funds with a total asset value of RM27 billion for over 1,800,000 account holders.
* A wealth of 27 years of experience in managing funds.
* The most awarded unit trust fund manager in Malaysia, raking in a total of more than 100 major awards since 1999 including Best Fund Manager in Asia and The Most Outstanding Islamic Fund Manager.
How To Invest With Public Mutual?
Minimum initial investment: RM1,000
Minimum additional investment: RM100 (Not applicable for EPF scheme)
Payment Mode: Cash / Cheque / EPF Withdrawal
Maximize your savings, put your money to work!
Erick Teh
Unit Trust Consultant
Mobile: 012 666 5225
Email: publicmutual@mail.com
Website: www.publicmutual.com.my
Everyone has to plan their budget and save at different stages of their lives. Savings can be used for rainy days, tiding through times of illness, getting married, or even for the bigger things in life like tending to our children's education needs, buying a new home, starting a business, and retirement.
The first step towards a sound financial future besides good health begins with planning ahead.
Careful planning can turn smallest sums of money into huge fortune. When you make that first step towards planning your future, you will be completely amazed at how much you stand to gain and what you had missed out on... Rest assured.. it's never too late!
Go ahead. Put your money to work and discover how you can achieve financial independence. How? Unit trust offer opportunities to help materialize your financial dreams.
The Purpose Of Financial Planning
Counter Inflation
Today, 3 meals will cost someone RM20 a day, but in 20 years' time, with current inflation rate of 6% a year in urban areas, those same 3 meals can cost up to RM64.
Ensure Adequate Income In Times Of Need
The unexpected can happen at anytime. Our jobs, families, and even physical health can present us with problems that we are not financially prepared for. This is when we will need to rely on our savings.
Improve Present & Future Lifestyles
Maintain a comfortable lifestyle well into the future.
Retirement
In recent EPF finding, it is reported that 60% of those who withdrew all their contributions at 55 spent all of it within 3 years, leaving them destitute. With the life expectancy of men being 71, and women being 76, the average man now can through the last 16 years of his life without income.
But what can we do to avoid such fate? The solution is simple. Start saving early. It is possible to plan our lifestyles in such a way where we can have what we want and still strengthen the bank account. From daily efforts like cutting back on our expenditure, paying attention to our unneccesary splurging, and invest wisely, we can plan our financial futures.
What Is Unit Trust?
* An investment scheme that pools money from many investors who share the same financial objectives.
* Presenting you the opportunity to invest with minimum of RM1,000 to assume to power of millions of ringgit.
* Professional fund managers to invest your hard earned money.
* Advantage of enjoying the benefits of large and diverse portfolio.
Solid Reasons To Invest In Unit Trust
Professional Investment Services
You have full-time professional award winning fund managers to manage your investments for you. Investment decisions are backed by extensive research, market analysis and vigilant monitoring of the economic and market environments.
Diversification Opportunities
By investing in unit trust funds, you have the opportunity to spread your money over a diversified portfolio of assets which otherwise may not be possible on your own.
Affordable
As the minimum initial investment amount in most unit trusts is relatively low, they are affordable as compared to direct investment in securities.
Spread Of Risks
Risks are spread over a wide variety of securities in different sectors. As a result, the risks are reduced.
Liquidity
Flexibility for investor to withdraw at any time and receive payment within 10 calendar days.
About Public Mutual
* A wholly-owned subsidiary of Public Bank.
* No. 1 unit trust company in Malaysia.
* Currently manages more than 60 funds with a total asset value of RM27 billion for over 1,800,000 account holders.
* A wealth of 27 years of experience in managing funds.
* The most awarded unit trust fund manager in Malaysia, raking in a total of more than 100 major awards since 1999 including Best Fund Manager in Asia and The Most Outstanding Islamic Fund Manager.
How To Invest With Public Mutual?
Minimum initial investment: RM1,000
Minimum additional investment: RM100 (Not applicable for EPF scheme)
Payment Mode: Cash / Cheque / EPF Withdrawal
Maximize your savings, put your money to work!
Erick Teh
Unit Trust Consultant
Mobile: 012 666 5225
Email: publicmutual@mail.com
Website: www.publicmutual.com.my
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